=== TEST 1: Initiate Checkout ===
HTTP Status: 200
Response: Array
(
    [responseCode] => 0000
    [status] => Success
    [data] => Array
        (
            [checkoutUrl] => https://pay.hubtel.com/8d97fb3fef1e41bcbed9c3caa8efd167
            [checkoutId] => 8d97fb3fef1e41bcbed9c3caa8efd167
            [clientReference] => test-55572ba375
            [message] => 
            [checkoutDirectUrl] => https://pay.hubtel.com/8d97fb3fef1e41bcbed9c3caa8efd167/direct
        )

)

PASS: Checkout initiated successfully.
Checkout URL: https://pay.hubtel.com/8d97fb3fef1e41bcbed9c3caa8efd167
Client Reference: test-55572ba375

=== TEST 2: Transaction Status Check ===
HTTP Status: 404
Response: Array
(
    [message] => payment record not found
    [responseCode] => 404
    [data] => 
)

FAIL: Status check did not return success.